Terms of Service

These Terms of Service ("Terms") are a binding legal agreement between you ("you," "your," "Student," or "User") and The CDA Academy FL ("the Academy," "we," "us," or "our") governing your access to and use of the website located at cdaacademyfl.com, our online learning platform, courses, materials, communications, and related services (collectively, the "Services").

BY CREATING AN ACCOUNT, PURCHASING A COURSE, OR OTHERWISE USING THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS, OUR PRIVACY POLICY, AND ALL POLICIES REFERENCED HEREIN. IF YOU DO NOT AGREE, DO NOT USE THE SERVICES.

You must be at least 18 years old (or the age of majority in your jurisdiction) and able to form a legally binding contract to use the Services. By using the Services, you represent and warrant that you meet these requirements and that all information you provide is accurate and complete.

• You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
• Accounts are personal and non-transferable. One account = one individual learner. You may not share, sell, lend, or allow others to use your account or login.
• You must notify us immediately at [email protected] of any unauthorized use of your account.
• We may suspend or terminate accounts that we reasonably believe are shared, compromised, or used in violation of these Terms.

• Upon enrollment and payment (where applicable), we grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and view the purchased course content solely for your own personal, non-commercial, educational use.
• All course videos, text, quizzes, graphics, downloadable materials, logos, and other content ("Content") are the exclusive property of the Academy or its licensors and are protected by copyright, trademark, and other laws.
• You may NOT: copy, reproduce, download (except where a download button is expressly provided), record, screen-capture for redistribution, republish, distribute, sell, sublicense, rent, share, or create derivative works from any Content; remove any proprietary notices; or use the Content to build or train any competing product or dataset.
• Unauthorized use immediately terminates your license and may result in account termination and legal action. Content is watermarked and access is logged; leaked material is traceable to the account that leaked it.

Unless a specific access period is stated at the time of purchase, access is granted for the duration reasonably necessary to complete the course or as otherwise described on the course page. We reserve the right to update, modify, improve, discontinue, or remove any course or Content at any time, including to keep material current with evolving standards. "Lifetime access," where offered, means for the operational lifetime of the Services and does not create a perpetual obligation to maintain any specific course.

• Prices are stated at the point of purchase and may change at any time, but changes do not affect purchases already completed.
• Payments are processed by our third-party payment processor (Stripe). We do not store or process your full card details on our servers. Your use of payment services is subject to the processor's terms and privacy policy.
• For subscription or installment/payment-plan purchases, you authorize us (through our processor) to charge the applicable amount on the recurring schedule disclosed at checkout until the plan completes or you cancel as permitted.
• You are responsible for all applicable taxes.

All refunds are governed by our Refund & Cancellation Policy, which is incorporated into these Terms by reference. Please read it carefully before purchasing.

You acknowledge and agree to the terms of our Disclaimer, incorporated by reference, including that:

• The Academy provides training and educational preparation only and does not award the Child Development Associate (CDA®) credential. The CDA® credential is awarded solely by the Council for Professional Recognition, which does not endorse, accredit, or partner with any specific training provider. Completion of our training does not guarantee that you will earn the CDA® credential, pass any assessment, obtain employment, or achieve any particular outcome.
• Outcomes depend on your own effort, background, and factors beyond our control.

Your use of the Services is subject to our Acceptable Use Policy and Student Code of Conduct, incorporated by reference. Violation may result in suspension or termination without refund.

If you post content in discussions, comments, or community areas ("User Content"), you retain ownership but grant us a worldwide, royalty-free, non-exclusive license to host, display, and use it in connection with operating the Services. You are solely responsible for your User Content and represent that you have the right to post it and that it does not violate any law or third-party right. We may remove any User Content at our discretion.

The Services may integrate or link to third-party services (e.g., payment processing, video hosting, embedded content). We do not control and are not responsible for the availability, content, security, or privacy practices of third parties. Your use of them is at your own risk and subject to their terms.

All rights, title, and interest in the Services and Content (excluding your User Content) are and remain the exclusive property of the Academy and its licensors. "The CDA Academy FL" and associated logos are our trademarks. Any feedback or suggestions you provide may be used by us without obligation or compensation to you.

THE SERVICES AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, AND TITLE. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT ANY CONTENT IS ACCURATE, COMPLETE, CURRENT, OR RELIABLE. YOU USE THE SERVICES AT YOUR SOLE RISK.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE ACADEMY AND ITS OWNERS, OFFICERS, EMPLOYEES, INSTRUCTORS, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OPPORTUNITY, ARISING OUT OF OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN ALL CASES, OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU PAID TO US FOR THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS PRECEDING THE EVENT, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

You agree to defend, indemnify, and hold harmless the Academy and its owners, officers, employees, instructors, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Services; (b) your violation of these Terms or any policy; (c) your violation of any law or third-party right; or (d) your User Content.

Except for small-claims matters and claims for injunctive relief to protect intellectual property, any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved by final and binding individual arbitration administered in the State of Florida under the rules of a recognized arbitration provider, rather than in court. You and the Academy each waive the right to a trial by jury and the right to participate in a class, collective, or representative action. You may opt out of this arbitration agreement by sending written notice to [email protected] within 30 days of first accepting these Terms.

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. Subject to Section 15, you agree that any permitted court action shall be brought exclusively in the state or federal courts located in Florida, and you consent to their jurisdiction.

We may suspend or terminate your access to the Services at any time, with or without cause or notice, including for violation of these Terms. Upon termination, your license to the Content ends immediately.

We may modify these Terms at any time. Material changes will be posted on this page with an updated "Last Updated" date and, where appropriate, communicated to you. Your continued use of the Services after changes take effect constitutes acceptance.

These Terms, together with the policies referenced herein, are the entire agreement between you and the Academy regarding the Services. If any provision is found unenforceable, the remaining provisions remain in full effect. Our failure to enforce any provision is not a waiver. You may not assign these Terms; we may assign them freely.